Charles Vamadeva is recognized as a VA Loan Specialist and Veteran Advocate, truly an expert master Professional in his field. Actively putting Veterans into homes since 1997, he has taught the VA Home Loan Benefit nationwide, including Military Installations such as Naval Air Station Lemoore CA, Camp Pendleton, CA. USMC Air Station Miramar, MCRD, the USS John Finn, and Camp Foster in Okinawa Japan. The decision to approve a Military homebuyer’s VA home loan is usually not a decision made by a Panel, Board or Committee. A tremendous amount of authority is vested in one individual human being. And that one person, the VA Underwriter, wields the power of Yea or Nay. Charles discovered early on that most of the time, that Underwriter could be persuaded to rule in

favor of the Veteran just like a Judge or Jury can be swayed in a Court of Law. Through an illustrious career spanning over 2 decades, Charles learned and honed the skill of internalizing the Veteran’s life story, assembling the facts, and presenting the Case in such a way that saying Yes made more sense than saying No. Thousands of Veterans, all homeowners, are testaments of his Labor Love. Charles’ specialty is manual underwriting and also CALVET Loans and he has access to VA Underwriters at over 42 Lending institutions through whom he can search for the very best VA Loan offer